/* ============================================================
   UstayUpay v2 — Master Design System
   Tone: Professional & Trustworthy (Law Firm Feel)
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;500;600;700&family=Source+Sans+3:wght@300;400;500;600&display=swap');

/* ---- CSS Variables ---- */
:root {
  --navy:        #1A2744;
  --navy-dark:   #111B33;
  --navy-mid:    #243257;
  --gold:        #C9A84C;
  --gold-light:  #E8C97A;
  --gold-pale:   #F5EDD8;
  --white:       #FFFFFF;
  --off-white:   #F8F7F4;
  --gray-100:    #F2F1EE;
  --gray-200:    #E4E2DD;
  --gray-400:    #B0ACA3;
  --gray-600:    #706B61;
  --gray-800:    #3D3A34;
  --text:        #2C2A26;
  --text-light:  #706B61;

  --font-display: 'Playfair Display', Georgia, serif;
  --font-body:    'Source Sans 3', 'Helvetica Neue', sans-serif;

  --radius-sm:  4px;
  --radius:     8px;
  --radius-lg:  16px;
  --shadow-sm:  0 1px 4px rgba(26,39,68,0.08);
  --shadow:     0 4px 20px rgba(26,39,68,0.12);
  --shadow-lg:  0 12px 48px rgba(26,39,68,0.18);

  --nav-height: 72px;
  --max-w:      1200px;
  --transition: 0.25s ease;
}

/* ---- Reset & Base ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-body);
  color: var(--text);
  background: var(--white);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: var(--navy); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--gold); }

/* ---- Typography ---- */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 600;
  line-height: 1.25;
  color: var(--navy);
}
h1 { font-size: clamp(2rem, 5vw, 3.25rem); }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.4rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.6rem); }
h4 { font-size: 1.15rem; }
p  { color: var(--text-light); line-height: 1.8; }

.lead {
  font-size: 1.15rem;
  color: var(--gray-600);
  line-height: 1.75;
}

/* ---- Layout ---- */
.container {
  width: 100%;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: 96px 0; }
.section-sm { padding: 64px 0; }

.section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 64px;
}
.section-header p { margin-top: 16px; font-size: 1.1rem; }

.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

/* ---- Eyebrow Label ---- */
.eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 16px;
}

/* ---- Buttons ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  padding: 14px 32px;
  border-radius: var(--radius-sm);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
  text-decoration: none;
}

.btn-primary {
  background: var(--gold);
  color: var(--navy-dark);
  border-color: var(--gold);
}
.btn-primary:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  color: var(--navy-dark);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(201,168,76,0.35);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.5);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.1);
  border-color: var(--white);
  color: var(--white);
}

.btn-ghost {
  background: transparent;
  color: var(--navy);
  border-color: var(--gray-200);
}
.btn-ghost:hover {
  border-color: var(--navy);
  color: var(--navy);
}

.btn-lg { padding: 18px 40px; font-size: 1.05rem; }
.btn-sm { padding: 10px 20px; font-size: 0.875rem; }

/* ---- Navigation ---- */
.site-nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  height: var(--nav-height);
  display: flex;
  align-items: center;
  background: transparent;
  transition: background var(--transition), box-shadow var(--transition);
}

.site-nav.scrolled {
  background: var(--navy-dark);
  box-shadow: var(--shadow);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
}

.nav-logo {
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--white);       /* U letters — white at top */
  text-decoration: none;
  letter-spacing: -0.01em;
  line-height: 1;
  transition: color 0.3s ease;
}
.nav-logo span {
  color: var(--gold);        /* stay/pay — gold at top */
  transition: color 0.3s ease;
}
/* On scroll: U letters → gold, stay/pay → white */
.scrolled .nav-logo        { color: var(--gold); }
.scrolled .nav-logo span   { color: var(--white); }

.nav-links {
  display: flex;
  align-items: center;
  list-style: none;
  gap: 8px;
}

.nav-links a {
  display: block;
  padding: 8px 16px;
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 500;
  color: rgba(255,255,255,0.85);
  border-radius: var(--radius-sm);
  transition: all var(--transition);
}
.nav-links a:hover {
  color: var(--white);
  background: rgba(255,255,255,0.1);
}

.nav-actions { display: flex; align-items: center; gap: 12px; }

.nav-signin {
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 500;
  color: rgba(255,255,255,0.85);
  padding: 8px 16px;
  border-radius: var(--radius-sm);
  transition: all var(--transition);
}
.nav-signin:hover { color: var(--white); background: rgba(255,255,255,0.1); }

.nav-cta {
  background: var(--gold);
  color: var(--navy-dark) !important;
  font-weight: 600;
  padding: 10px 22px;
  border-radius: var(--radius-sm);
  font-size: 0.875rem;
  transition: all var(--transition);
}
.nav-cta:hover {
  background: var(--gold-light);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(201,168,76,0.4);
}

/* Hamburger */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all var(--transition);
}

/* ---- Hero ---- */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--navy-dark);
  overflow: hidden;
  padding-top: var(--nav-height);
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 70% 50%, rgba(201,168,76,0.08) 0%, transparent 70%),
    radial-gradient(ellipse 50% 80% at 20% 80%, rgba(36,50,87,0.6) 0%, transparent 60%);
}

/* Decorative diagonal stripe */
.hero::after {
  content: '';
  position: absolute;
  top: 0; right: 0;
  width: 45%;
  height: 100%;
  background: var(--navy-mid);
  clip-path: polygon(15% 0, 100% 0, 100% 100%, 0% 100%);
  opacity: 0.5;
}

.hero-inner {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  width: 100%;
}

.hero-content { }

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(201,168,76,0.15);
  border: 1px solid rgba(201,168,76,0.3);
  color: var(--gold);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 100px;
  margin-bottom: 24px;
}
.hero-badge::before {
  content: '';
  width: 6px; height: 6px;
  background: var(--gold);
  border-radius: 50%;
}

.hero-title {
  font-size: clamp(2.2rem, 5vw, 3.5rem);
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 24px;
}
.hero-title em {
  font-style: normal;
  color: var(--gold);
}

.hero-subtitle {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.72);
  line-height: 1.75;
  margin-bottom: 40px;
  max-width: 480px;
}

.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }

.hero-trust {
  display: flex;
  align-items: center;
  gap: 24px;
  margin-top: 48px;
  padding-top: 48px;
  border-top: 1px solid rgba(255,255,255,0.1);
}

.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.65);
  font-size: 0.875rem;
}
.hero-trust-item svg { color: var(--gold); flex-shrink: 0; }

.hero-visual {
  position: relative;
  z-index: 2;
  display: flex;
  justify-content: center;
}

.hero-mockup {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg), 0 0 0 1px rgba(255,255,255,0.05);
  overflow: hidden;
  width: 100%;
  max-width: 480px;
}

.hero-mockup-bar {
  background: var(--gray-100);
  padding: 12px 16px;
  display: flex;
  align-items: center;
  gap: 8px;
  border-bottom: 1px solid var(--gray-200);
}
.mockup-dot {
  width: 10px; height: 10px;
  border-radius: 50%;
}
.mockup-dot:nth-child(1) { background: #FF5F57; }
.mockup-dot:nth-child(2) { background: #FEBC2E; }
.mockup-dot:nth-child(3) { background: #28C840; }

.hero-mockup-content { padding: 24px; }

.mockup-notice-title {
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  text-align: center;
  margin-bottom: 4px;
}
.mockup-notice-subtitle {
  font-size: 0.75rem;
  text-align: center;
  color: var(--text-light);
  margin-bottom: 20px;
}

.mockup-field {
  margin-bottom: 12px;
}
.mockup-field-label {
  font-size: 0.7rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--gray-400);
  margin-bottom: 4px;
}
.mockup-field-value {
  font-size: 0.875rem;
  color: var(--navy);
  background: var(--gray-100);
  padding: 8px 12px;
  border-radius: var(--radius-sm);
  border-left: 3px solid var(--gold);
}

.mockup-divider {
  height: 1px;
  background: var(--gray-200);
  margin: 16px 0;
}

.mockup-amount {
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: var(--navy);
  color: var(--white);
  padding: 12px 16px;
  border-radius: var(--radius-sm);
  margin-bottom: 12px;
}
.mockup-amount-label { font-size: 0.8rem; opacity: 0.7; }
.mockup-amount-value { font-family: var(--font-display); font-size: 1.25rem; font-weight: 700; color: var(--gold); }

.mockup-btn {
  width: 100%;
  padding: 12px;
  background: var(--gold);
  color: var(--navy-dark);
  font-weight: 700;
  font-size: 0.875rem;
  border: none;
  border-radius: var(--radius-sm);
  cursor: pointer;
  text-align: center;
}

/* ---- Stat Bar ---- */
.stat-bar {
  background: var(--navy);
  padding: 40px 0;
  border-top: 1px solid rgba(255,255,255,0.06);
  border-bottom: 1px solid rgba(255,255,255,0.06);
}

.stat-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
}

.stat-item {
  text-align: center;
  padding: 16px 24px;
  border-right: 1px solid rgba(255,255,255,0.08);
}
.stat-item:last-child { border-right: none; }

.stat-number {
  font-family: var(--font-display);
  font-size: 2.2rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 6px;
}

.stat-label {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.55);
  font-weight: 400;
}

/* ---- How It Works ---- */
.how-it-works { background: var(--off-white); }

.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  position: relative;
}

.steps::before {
  content: '';
  position: absolute;
  top: 40px;
  left: calc(16.66% + 24px);
  right: calc(16.66% + 24px);
  height: 2px;
  background: linear-gradient(to right, var(--gold), var(--gold-light), var(--gold));
  z-index: 0;
}

.step {
  text-align: center;
  padding: 0 40px;
  position: relative;
  z-index: 1;
}

.step-number {
  width: 80px;
  height: 80px;
  background: var(--navy);
  border: 4px solid var(--off-white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 28px;
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--gold);
  box-shadow: var(--shadow);
}

.step h3 { margin-bottom: 12px; font-size: 1.2rem; }
.step p { font-size: 0.95rem; }

/* ---- Feature Section ---- */
.feature-block {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.feature-block.reverse { direction: rtl; }
.feature-block.reverse > * { direction: ltr; }

.feature-list {
  list-style: none;
  margin: 24px 0 32px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.feature-list li {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}

.feature-icon-wrap {
  flex-shrink: 0;
  width: 32px;
  height: 32px;
  background: var(--gold-pale);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 2px;
}
.feature-icon-wrap svg { color: var(--gold); }

.feature-text strong {
  display: block;
  color: var(--navy);
  font-weight: 600;
  margin-bottom: 2px;
  font-family: var(--font-body);
}
.feature-text span { font-size: 0.9rem; color: var(--text-light); }

/* Feature visual cards */
.feature-visual {
  position: relative;
}

.notice-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--gray-200);
}

.notice-card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 20px;
}

.notice-badge {
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 4px 12px;
  border-radius: 100px;
}
.notice-badge.red { background: #FEE2E2; color: #DC2626; }
.notice-badge.amber { background: #FEF3C7; color: #D97706; }
.notice-badge.green { background: #D1FAE5; color: #059669; }

.notice-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.notice-list li {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 14px;
  background: var(--gray-100);
  border-radius: var(--radius-sm);
  font-size: 0.875rem;
}
.notice-list li span:first-child { color: var(--navy); font-weight: 500; }
.notice-list li span:last-child { color: var(--text-light); }

/* Florida map card */
.florida-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--gray-200);
}

.county-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 16px;
}

.county-tag {
  padding: 6px 14px;
  background: var(--navy);
  color: rgba(255,255,255,0.85);
  font-size: 0.8rem;
  font-weight: 500;
  border-radius: 100px;
}
.county-tag.active {
  background: var(--gold);
  color: var(--navy-dark);
  font-weight: 700;
}

/* ---- Notices Grid ---- */
.notices-section { background: var(--navy-dark); }
.notices-section .section-header h2,
.notices-section .eyebrow { color: var(--white); }
.notices-section .section-header p { color: rgba(255,255,255,0.65); }

.notice-type-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.notice-type-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  padding: 28px;
  transition: all var(--transition);
  cursor: default;
}
.notice-type-card:hover {
  background: rgba(255,255,255,0.08);
  border-color: rgba(201,168,76,0.4);
  transform: translateY(-2px);
}

.notice-type-icon {
  width: 48px;
  height: 48px;
  background: rgba(201,168,76,0.15);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}
.notice-type-icon svg { color: var(--gold); }

.notice-type-card h3 {
  color: var(--white);
  font-size: 1.05rem;
  margin-bottom: 8px;
}
.notice-type-card p {
  color: rgba(255,255,255,0.55);
  font-size: 0.875rem;
  line-height: 1.65;
}

/* ---- Testimonials ---- */
.testimonials { background: var(--off-white); }

.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.testimonial-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  transition: box-shadow var(--transition);
}
.testimonial-card:hover { box-shadow: var(--shadow); }

.testimonial-stars {
  display: flex;
  gap: 3px;
  margin-bottom: 16px;
  color: var(--gold);
}

.testimonial-text {
  font-size: 0.95rem;
  line-height: 1.75;
  color: var(--text-light);
  margin-bottom: 20px;
  font-style: italic;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 12px;
}
.testimonial-avatar {
  width: 40px;
  height: 40px;
  background: var(--navy);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1rem;
  flex-shrink: 0;
}
.testimonial-name {
  font-weight: 600;
  color: var(--navy);
  font-size: 0.9rem;
  display: block;
}
.testimonial-role {
  font-size: 0.8rem;
  color: var(--text-light);
}

/* ---- CTA Banner ---- */
.cta-banner {
  background: var(--navy);
  padding: 80px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 70% 100% at 50% 50%, rgba(201,168,76,0.08) 0%, transparent 70%);
}
.cta-banner .container { position: relative; z-index: 1; }

.cta-banner h2 { color: var(--white); font-size: clamp(1.8rem, 4vw, 2.6rem); margin-bottom: 16px; }
.cta-banner p { color: rgba(255,255,255,0.65); font-size: 1.1rem; margin-bottom: 36px; }
.cta-banner .btn-row { display: flex; justify-content: center; gap: 16px; flex-wrap: wrap; }

/* ---- Footer ---- */
.site-footer {
  background: var(--navy-dark);
  padding: 64px 0 32px;
  border-top: 1px solid rgba(255,255,255,0.06);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}

.footer-logo-text {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--white);
  text-decoration: none;
  letter-spacing: -0.01em;
  margin-bottom: 16px;
}
.footer-logo-text span { color: var(--gold); }

.footer-tagline {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.5);
  line-height: 1.7;
  max-width: 260px;
}

.footer-heading {
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 16px;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-links a {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.55);
  transition: color var(--transition);
}
.footer-links a:hover { color: var(--white); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.footer-copy {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.35);
}

.footer-legal {
  display: flex;
  gap: 24px;
}
.footer-legal a {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.35);
}
.footer-legal a:hover { color: rgba(255,255,255,0.7); }

/* ---- Divider ---- */
.gold-rule {
  display: block;
  width: 60px;
  height: 3px;
  background: var(--gold);
  border-radius: 2px;
  margin: 16px 0 0;
}
.gold-rule.center { margin: 16px auto 0; }

/* ---- Utility ---- */
.text-center { text-align: center; }
.text-white { color: var(--white) !important; }
.text-gold { color: var(--gold) !important; }
.bg-navy { background: var(--navy-dark); }
.bg-gray { background: var(--off-white); }
.mt-4 { margin-top: 16px; }
.mt-6 { margin-top: 24px; }
.mt-8 { margin-top: 32px; }
.mb-4 { margin-bottom: 16px; }
.mb-6 { margin-bottom: 24px; }

/* ---- Animations ---- */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}
.animate-fade-up {
  opacity: 0;
  animation: fadeInUp 0.65s ease forwards;
}
.delay-1 { animation-delay: 0.1s; }
.delay-2 { animation-delay: 0.2s; }
.delay-3 { animation-delay: 0.3s; }
.delay-4 { animation-delay: 0.4s; }

/* ---- Responsive ---- */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .stat-grid { grid-template-columns: repeat(2, 1fr); }
  .stat-item { border-bottom: 1px solid rgba(255,255,255,0.08); }
  .notice-type-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonial-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  :root { --nav-height: 64px; }
  .section { padding: 64px 0; }

  .hero-inner { grid-template-columns: 1fr; gap: 48px; }
  .hero-visual { display: none; }
  .hero { min-height: auto; padding: 120px 0 80px; }

  .steps { grid-template-columns: 1fr; gap: 40px; }
  .steps::before { display: none; }
  .step { padding: 0 16px; }

  .feature-block { grid-template-columns: 1fr; gap: 40px; }
  .feature-block.reverse { direction: ltr; }

  .grid-2, .grid-3 { grid-template-columns: 1fr; gap: 24px; }
  .notice-type-grid { grid-template-columns: 1fr; }
  .testimonial-grid { grid-template-columns: 1fr; }
  .stat-grid { grid-template-columns: repeat(2, 1fr); }

  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-bottom { flex-direction: column; gap: 16px; text-align: center; }

  .nav-links { display: none; }
  .nav-toggle { display: flex; }

  .hero-trust { flex-wrap: wrap; gap: 16px; }

  .nav-links.open {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: var(--nav-height);
    left: 0; right: 0;
    background: var(--navy-dark);
    padding: 16px;
    border-top: 1px solid rgba(255,255,255,0.08);
  }
}

@media (max-width: 480px) {
  .footer-grid { grid-template-columns: 1fr; }
  .stat-grid { grid-template-columns: 1fr 1fr; }
  .hero-actions { flex-direction: column; }
  .btn { width: 100%; justify-content: center; }
}